Pay over time Spread the cost of your purchase into easy monthly payments through Flex Pay. Buy now and pay over time in bite-sized installments.
Buy now pay later without the fees. Flexible payment options with longer plans, lower payments, and no fees. Pay in 4 interest-free or get more time and see your total cost upfront.
More peace of mind. Shop confidently with no late fees, no hidden costs, and the ability to see your monthly payment amount up front.
Apply for our Pay in 4 option without impacting your credit score. Buy an item in store youd like to purchase now but would prefer to pay for over time.
You can simplify debt into one monthly payment with just one set of fees, a single interest rate or longer loan terms.
With OnePay Later, you can shop at Walmart.com, in the Walmart app, or in-store and pay in smaller, fixed, payments. Simply add what you need into your shopping cart, choose OnePay Later at checkout as your payment method, and if approved, choose a payment plan that fits your monthly budget.
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